SEBON Education

Investor Education has always been a prioritized area of SEBON. SEBON has been conducting investor awareness programs throughout the country through the Investor Education and Financial Literacy Section under the Research Department. Earlier, weekly investor education programs were conducted in SEBON premises regularly. But, due to the COVID restrictions, the programs were conducted in virtual mode. However, SEBON has been continuously providing the resource persons for different investor awareness programs conducted by various market participants and is working to develop a proper framework for financial literacy and investor awareness programs to increase their effectiveness.

SEBON is the associate member of International Organization of Securities Commission (IOSCO) since July 2016. This membership has not only provided SEBON an access to international network of securities market regulators but also reinforced its commitment to be a regulatory body of international standard. As an associate member of IOSCO, SEBON has been actively celebrating World Investor Week organized by IOSCO every year by conducting various investor awareness programs.

Similarly, as per the policies and programs of FY 2075/76, SEBON became the first full member from Nepal of OECD INFE from January 1, 2019. The public institutions who join the OECD INFE as full members play an active role in financial education. This membership has increased SEBON’s commitment and access to the global network. Similarly, SEBON has also been actively participating in Global Money Week organized by OECD INFE every year by organizing various youth oriented financial literacy programs.

The activities of SEBON related to investor education are not limited to certain weeks or events. This is a top priority area of SEBON on continuous basis. Accordingly, SEBON has been publishing various booklets, brochures, and the literacy documents to continuously improve financial literacy in the country.

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  • साधारण शेयर (Ordinary or Common Share)

    कम्पनीले आर्जन गरेको नाफाबाट अग्राधिकार शेयरवालाहरुलाई तोकिएको दरमा लाभांश वितरण गरिसकेपछि बाँकी हुन रकमबाट लाभांश वितरण गरिने गरी जारी गरिएको धितोपत्रलाई साधारण शेयर भनिन्छ । साधारण शेयरमा लगानी गर्ने लगानीकर्ताहरुलाई आफ्नो लगानीको मात्रानुसार सम्बन्धित कम्पनीको स्वामित्व प्राप्त हुन्छ र उनीहरुलाई कम्पनीको स्वामी (Owner) मानिन्छ । कम्पनीको स्वामीको हैसियतले साधारण शेयरवालाहरुले बढी जोखिम उठाउनुपर्दछ । साधारण शेयरमा दिइने लाभांशको दर निश्चित हुँदैन र कम्पनीले आर्जन गर्ने नाफाको घटबढ अनुसार यो पनि घटिवढी हुन सक्छ । अर्काेतर्फ कम्पनीले नाफा आर्जन गर्दैमा साधारण शेयरवालाहरुलाई लाभांश प्राप्त हुन्छ भन्ने हुँदैन अर्थात साधारण शेयरमा लाभांश दिनै पर्ने बाध्यात्मक अवस्था हुँदैन । तर कम्पनीले जति बढी नाफा आर्जन गर्दछ, उति नै बढी दरमा लाभांश प्राप्त हुने सम्भावना भने रहन्छ । साथै लाभांशको रुपमा कम्पनीले साधारण शेयरवालाहरुलाई बोनश शेयर पनि वितरण गर्न सक्छ । सम्बन्धित कम्पनी खारेजीमा गएको अवस्थामा डिवेञ्चरवालाहरु र अग्राधिकार शेयरवालाहरुलाई भुक्तानी गर्नुपर्ने रकम भुक्तानी गरिसकेपछि बाँकी रहेको रकम मात्र साधारण शेयरवालाहरुले दावी गर्न सक्छन् । यस कारण साधारण शेयरमा गरिने लगानीलाई जोखिमपूर्ण मानिएको छ । बढी प्रतिफल प्राप्त गर्न बढी जोखिम पनि उठाउन तयार हुने लगानीकर्ता (Aggressive Investor) का लागि मात्र साधारण शेयर जस्तो धितोपत्रको औजार उपयुक्त मानिन्छ । हालको प्रचलित ब्यवस्था अनुसार साधारण शेयरको अंकित मूल्य साधारणत रु. १०० रहेको छ । कथंकदाचित सम्बन्धित कम्पनी खारेजीमा गई ठूलो दायित्व ब्यहोर्नुपर्ने भएमा पनि साधारण शेयरवालाहरुको दायित्व उनीहरुले लगानी गरेको रकमसम्ममै सिमित हुन्छ र आफ्नो घरघरानाबाट ब्यहोर्नु पर्दैन ।

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